people who need care, the people that obama says he wants to help. between a rock and a hard place now. >> even if you actually make it onto the insurance companies docket, they might might not be able to get the money to provide you that coverage and what the white house said last night, two nights ago, is that they will backstop the insurance company and basically guarantee the payment and now what the insurance company is doing is developing this and the government is going to make those payments to the insurance companies. but they are not sure how they will do this. gerri: estimate what they think they are owed? are you kidding me? do you think the irs allows me to do the same thing? do think that people i do business with say, pay me what you think you owe? no one does that. that is crazy. >> it is hard to believe. the assumption is they will estimate what they owe and if they estimate too high, they will reconcile that later. but that could work for the large insurance companies. especially those that will have a hard time making those estimat